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The total annual cost of your loan, including interest rate and origination fee, and the true cost of borrowing money. Use APR to compare loan costs across. Personal Loan Rates ; %, 12 Months ; %, 24 Months ; %, 48 Months ; %, 60 Months. Get the Funds You Need with American Express® Personal Loans, #1 in Personal Loan Customer Satisfaction - J.D. Power. Fixed Rates & Quick Application.
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